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Tag: mortgage

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Does the 25% Gross Mortgage Rule Still Apply in 2024?

Regarding the 25% gross mortgage rule listed: I believe Dave Ramsey has recommended 25% net pay. Do you find that…

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How To Pay Off Debt the Right Way

The median debt of the typical American family is just over $80,000, which includes car debt, home debt, student loans,…

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At Age 50, Did Brian Pay Off His Mortgage or Does He Still Have a Mortgage?

Brian recently turned 50 years old. Did he pay off his mortgage or does he still have a MORTGAGE at…

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Mortgage Rates Are Falling. Should You Buy a House Now?

The housing market is currently full of fear. Buyers are afraid of buying at the top of the market, or…

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Are Adjustable-Rate Mortgages the Key to Buying a House in 2023?

What a strange time for housing. Average 30-year mortgage rates are hovering around 8%, the highest reading since the year…

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Home Buying Checklist

Answer these questions BEFORE you consider buying a home.

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How Much House Can You Afford?

Use our tool to determine what houses are in your budget.

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Still Put Down 20% on My Next Home If I Plan to Rent Out My Current Home?

We often suggest putting down 20% on each home that isn’t your first. If you plan to keep your first…

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Should I Start Prepaying My Mortgage After Investing 25% of My Income?

Once you are investing 25% for retirement, should you start pre-paying your mortgage? Or does it depend on your age?

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