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Tag: debt

faq

How Much Student Loan Debt is Ok to Take On?

Treat debt and degree choice with caution. Rule of thumb: don’t take on more student loan debt than your estimated…

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How do I Buy a House in a Smart Way? Do I Have to Put 20% Down?

Do I have to put 20% down on my first home? Putting 20% down on a home is ideal, but…

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Do I Have to Pay Cash When Buying a Car?

Paying cash for a car is great, but if that’s not possible, follow The Money Guy’s 20/3/8 rule for car…

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Should I Pay Off My Debt Before Saving for Retirement?

Not all debt is created equal. Whether or not you should prioritize paying down debt before investing for retirement largely…

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faq

Is It Ok to Use a Credit Card?

Credit cards can be a powerful tool if used correctly, but ONLY if you use them responsibly. Using credit cards…

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article

Should I Pause Investing to Pay Off My Home by 40?

In this highlight, we discuss if it makes sense to pause investing to pay off your house at 40.

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Choosing the Right Term: Deciding the Ideal Car Loan Duration

If you choose to finance a vehicle, how long should you finance it? In this highlight, we discuss our car…

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episode

How to Recover From 4 HORRIBLE Financial Mistakes!

In our nearly four decades of combined experience managing money, we’ve seen some horrible financial mistakes – here are the…

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article

Why Are Americans Bad With Money if the Country is Wealthy?

In this highlight, we discuss why Americans are so bad with money and how it affects the country. For more…

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article

Are Home Prices About to Plummet Due to 6% Interest Rates?

Although interest rates are significantly higher now than they were a year or two ago, home prices haven’t changed nearly…

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