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Tag: buying a house

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Does the 25% Gross Mortgage Rule Still Apply in 2024?

Regarding the 25% gross mortgage rule listed: I believe Dave Ramsey has recommended 25% net pay. Do you find that…

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What Is The Best Way To Buy A Home In An Expensive State?

My wife and I are saving for our 1st home in an expensive state. Should we look for starter homes that…

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I Have $120,000 In Stocks. Can I Pull Out Money For A Down Payment?

d I’m a 28 year old with $120k in stocks and debating between pulling out around 60k-70k for a down…

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Mortgage Rates Are Falling. Should You Buy a House Now?

The housing market is currently full of fear. Buyers are afraid of buying at the top of the market, or…

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Are Adjustable-Rate Mortgages the Key to Buying a House in 2023?

What a strange time for housing. Average 30-year mortgage rates are hovering around 8%, the highest reading since the year…

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Home Buying Checklist

Answer these questions BEFORE you consider buying a home.

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How To Think About Housing and Relocating When Serving in the Military

Buying a home when you are in the military, or must move frequently due to work, can be tricky. We…

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Is the Housing Market Crashing?

Housing prices skyrocketed during the pandemic. The median price of a home sold in the US went from just over…

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How do I Buy a House in a Smart Way? Do I Have to Put 20% Down?

Do I have to put 20% down on my first home? Putting 20% down on a home is ideal, but…

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When Should You Pay Off Your Mortgage Early?

We’ve long been proponents of thinking twice before paying your mortgage off early. With long-term mortgage rates at 3% or…

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